What is Export Leasing?
Export Leasing is a form of export financing where the exporter sells the goods that an importer wishes to purchase to a leasing company, and the leasing company then leases those goods to the importer. This mechanism is used for goods with a useful life exceeding 2 years.
At Alter Finance, we are redefining export financing with our Export Leasing service, creating the world’s only truly unique international leasing platform.
Our platform includes leasing companies from over 50 countries, enabling you to finance your exports to all these markets.
We are currently selecting Spanish exporting companies that want to join the platform’s launch, with exclusive conditions.
Be the first to unlock the potential of Export Leasing:
Close more sales
Increase profit margins
Improve client retention
Eliminate non-payment risk
Secure the best financing
We’ll call you
How does Alter Finance’s Export Leasing work?
Alter Finance has created a platform where we’ve partnered with leasing companies from over 50 countries to offer financing solutions to Spanish exporters.
Leasing offers two key advantages that sellers of capital goods have relied on since it first emerged in the 1970s. While there are certainly more benefits, we believe these two stand out as the most significant—one for the supplier and one for the buyer, striking the right balance.
For the buyer, it helps overcome budget constraints or Capex issues. By agreeing to a monthly or quarterly lease payment, it avoids the main capital expenditure budget entirely, enabling the client to acquire the equipment they need now rather than delaying the decision until perhaps next year. This also benefits the supplier, as they can close the deal today rather than sometime in the future.
For the supplier, leasing makes the equipment’s cost more manageable, as stating the equipment costs a certain amount per month sounds far more affordable than an outright purchase.
In international transactions, the exporter typically needs to contact a leasing company in the importer’s country to offer an international leasing option. This is where challenges often arise, as many exporters lack a specialised finance department with over 20 years of experience in international financing and connections with leasing firms across more than 50 countries. Alter Finance steps in to help you export your products seamlessly.
Advantages for the exporter:
Easier sales closures.
Increased sales and profit margins.
Improved client retention.
Advantages for the importer:
Financing of 100% of the equipment’s cost.
Diversification of financing sources.
Tax benefits, as the lease payment is deductible.
Frequently Asked Questions about Export Leasing
Export Leasing: How much can be financed?
It allows financing up to 100% of the investment amount. With other solutions like Buyer Credit or Supplier Credit, only 85% of the investment amount is financed.
What goods can be included in a leasing contract?
In an export leasing contract, a wide range of capital goods can be included, such as:
Land transport
Maritime and air transport
Capital equipment
Office and IT equipment
Medical equipment
Other goods.
What is the term of export leasing? Are there minimum or maximum terms?
The terms are set by the lessor, i.e., the entity providing the international leasing. One advantage of this contract is that the payments can be flexible.
A minimum term of two years and a maximum of seven years is typical.