Challenges and opportunities of AI in financing
Artificial Intelligence has the capacity to transform all business processes and financial management is no exception. However, this advancement also comes from the … Read more
Financing
Impact of bank mergers on access to credit
The purchase proposal launched by BBVA to Banco Sabadell has been one of the most significant movements in the Spanish banking sector… Read more
Tokenization of assets in financing
Tokenization is revolutionizing the way we manage, trade, store, and of course, finance assets of all kinds. As you will discover below, this is a new way to … Read more
Keys to financing machinery export projects
Within foreign trade operations, the export of machinery is a segment with potential. However, in addition to knowing the requirements to carry… Read more
Green or sustainable financing: an opportunity for Spanish companies
Sustainable financing is based on the principle that investments (the channeling of capital) must be aligned with ethical and environmental criteria. HE … Read more
The financial challenges for Spanish companies in 2024
We could consider that, in 2024, the financial challenges faced by Spanish companies come from two sources: weak economic activity and… Read more
Development of alternative financing in Spain 2023
2023 has been a year marked by inflation, interest rate increases and political uncertainty in Spain. This is the main reason why… Read more
Confirming: types and advantages
Confirming is one of the most effective methods for managing payment to suppliers. However, there are different typologies and it is necessary to negotiate… Read more
Evolution of bank financing interest rates
What is the interest rate forecast for 2024? Is the Euribor expected to fall? What are the bank financing conditions in this… Read more
The sectors with the most problems in accessing financing
In this post you will discover some variables that influence access to financing for SMEs and how alternative solutions can be found. Increasing … Read more
Crowdgrowing or Crowdfarming a type of agricultural loans
Crowdgrowing is an innovative financing system for agricultural producers. It is a type of participatory financing, similar to crowdlending, but with some… Read more
Revenue Based Finance, What is it?
Revenue Based Finance is positioned as an alternative for access to financing for digital startups, which can mean … Read more
Venture Debt: what is it and how does it work?
Venture Debt is a type of financing in the form of debt offered by banks and investment funds that is specifically designed for companies... Read more
How do economies of scale affect a company?
Taking advantage of economies of scale is one of the most common strategies to achieve a lower production cost. It is an economic concept that… Read more
Bank financing and interest rate forecasts for 2023
What awaits us in 2023? 2022 has been a year marked by a change in the cycle in monetary policies. This fact influences the... Read more
Obtain financing without increasing the CIRBE
The CIRBE report of a company is of great importance to gain access to credit. It reflects the debts contracted and, the greater... Read more
Spanish economy: situation, perspectives and risks for companies
How does the situation and prospects of the Spanish economy impact companies? What solution exists to alleviate the economic risks of the current... Read more
Alternative financing gains influence in Spain and Europe
Alternative financing encompasses those financial sources that escape bank operations. Thanks to the appearance of new agents that provide access solutions… Read more
Vendor Finance, the ideal tool to increase your sales
Offer your customers the possibility of financing the equipment that you supply through Vendor finance, the ideal leasing solution for your… Read more
Financial solutions for SMEs
Small and medium-sized companies make up the 95% of the Spanish business fabric and need financial solutions for SMEs that adapt to their models... Read more