Spanish companies facing ECB interest rate cuts: Opportunity or challenge in financing?
On October 17, the European Central Bank (ECB) proceeded with the second interest rate cut for the third time in 2024, placing the … Read more
Alternative Financing Blog
Challenges and opportunities of AI in financing
Artificial Intelligence has the capacity to transform all business processes and financial management is no exception. However, this advancement also comes from the … Read more
Impact of bank mergers on access to credit
The purchase proposal launched by BBVA to Banco Sabadell has been one of the most significant movements in the Spanish banking sector… Read more
Tokenization of assets in financing
Tokenization is revolutionizing the way we manage, trade, store, and of course, finance assets of all kinds. As you will discover below, this is a new way to … Read more
Keys to financing machinery export projects
Within foreign trade operations, the export of machinery is a segment with potential. However, in addition to knowing the requirements to carry… Read more
Trends and opportunities in the global machinery market
The global machinery market consists of sales of industrial, commercial machinery, agricultural equipment, construction machinery, food manufacturing, semiconductors, sawmills, manufacturing equipment... Read more
Green or sustainable financing: an opportunity for Spanish companies
Sustainable financing is based on the principle that investments (the channeling of capital) must be aligned with ethical and environmental criteria. HE … Read more
The financial challenges for Spanish companies in 2024
We could consider that, in 2024, the financial challenges faced by Spanish companies come from two sources: weak economic activity and… Read more
Development of alternative financing in Spain 2023
2023 has been a year marked by inflation, interest rate increases and political uncertainty in Spain. This is the main reason why… Read more
Confirming: types and advantages
Confirming is one of the most effective methods for managing payment to suppliers. However, there are different typologies and it is necessary to negotiate… Read more
Evolution of bank financing interest rates
What is the interest rate forecast for 2024? Is the Euribor expected to fall? What are the bank financing conditions in this… Read more
How to manage your banking pool
The banking pool is part of the information that financial institutions request to grant credit to the company. This is a report that… Read more
Bullet Loans
Bullet loans have gained popularity in recent years. In reality, market demands require tools adapted to real needs. Thus … Read more
Real estate investment funds
Real estate investment funds allow access to a diversified portfolio of real estate under advantageous conditions. These types of institutions channel the flows of… Read more
Payback What is it and how is it calculated?
In this article we show you an effective indicator to make financial decisions: the payback. This is a simple formula that allows you to evaluate projects of… Read more
Banking pool: why diversify financing sources?
If you are wondering what a banking pool is, in what cases it is requested and what benefits it has for your company, in this article you will find the… Read more
Trend in the real estate market, Build to rent in Spain
The build to rent phenomenon in Spain is in full growth; partly due to the increase in demand for rental housing and in … Read more
The sectors with the most problems in accessing financing
In this post you will discover some variables that influence access to financing for SMEs and how alternative solutions can be found. Increasing … Read more
Crowdgrowing or Crowdfarming a type of agricultural loans
Crowdgrowing is an innovative financing system for agricultural producers. It is a type of participatory financing, similar to crowdlending, but with some… Read more
What is growth hacking? And how to apply it in your company?
Growth Hacking is a technique focused on promoting the growth of the company through strategy and creativity. Is about … Read more